Foreclosure Mediation

The Office of Administrative Hearings (OAH) is an independent state agency that provides an Administrative Law Judge (ALJ) to hear cases in which a party disagrees with the action of another State agency. In addition to hearing cases, all ALJs are certified mediators who regularly conduct mediations in many cases.

Maryland'’s new Foreclosure Mediation Law, which applies to foreclosures filed in the court on or after July 1, 2010, offers homeowners facing foreclosure an opportunity to meet with the lender and an ALJ who will assist the parties in an attempt to find an alternative to foreclosure.

Once the homeowner files a mediation request with the Circuit Court and pays the $50.00 fee, the Circuit Court will refer the request to OAH. OAH will conduct the mediation within 60 days after it receives the request from the Circuit Court. OAH will send the parties a Notice of Mediation that will inform them of the time, date and location of the mediation and of the documents they will be required to produce no later than 20 days before the mediation.

If a borrower fails to appear for a scheduled mediation, the ALJ will send the case back to the Circuit Court and the foreclosure sale shall proceed. Should this occur, the borrower has 15 days from the scheduled mediation to file a motion to stay the foreclosure sale with the Circuit Court.

If the lender does not come to the mediation, the ALJ will send the case back to Circuit Court on the day of the scheduled mediation and the Circuit Court may dismiss the foreclosure action.

Mediations will be conducted in the following locations:

Anne Arundel County Mediations will be held at:

Circuit Court for Anne Arundel County
8 Church Circle
Conference Room 407, 4th Floor
Annapolis, Maryland 21401

Baltimore County and Harford County Mediations will be held at:

    Circuit Court for Baltimore County, 401 Bosley Avenue, Towson, MD 21204

     OR

    Office of Administrative Hearings, 11101 Gilroy Road, Hunt Valley, MD 21031

Circuit Court for Baltimore County
County Courts Bldg.
401 Bosley Avenue
Grand Jury Outer Room, 1st Floor
Towson, Maryland 21204

Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031


Calvert County, St. Mary's County, and Charles County Mediations will be held at:

Circuit Court for Calvert County
175 Main Street
Conference Room for Court Room 2
Prince Frederick, Maryland 20678

Howard County and Frederick County Mediations will be held at:

District Court for Howard County
3451 Courthouse Drive
Mediation Room 1-A
Ellicott City, Maryland 21043

Montgomery County Mediations will be held at:

District Court for Montgomery County
8552 2nd Avenue
Hearing Room 203
Silver Spring MD 20910

District Court for Montgomery County

27 Courthouse Square
ADR Office, 1st Floor
Rockville, Maryland 20850

Office of Administrative Hearings Kensington Office

10400 Connecticut Avenue
Suite 208
Kensington, Maryland 20895

Prince George's County Mediations will be held at:

Prince George's County Judicial Administrative Services Building
14701 Governor Oden Bowie Drive
Room J2212
Upper Marlboro, Maryland 20772

Prince George's County Judicial Administrative Services Building
14701 Governor Oden Bowie Drive
Room J2213
Upper Marlboro, Maryland 20772

Kent County, Talbot County, Dorchester County, Caroline County and
Queen Anne County Mediations will be held at:


District Court for Queen Anne's County
120 Broadway
ADR Room
Centreville, Maryland 21617

Baltimore City and Carroll County Mediations will be held at:

Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031

Allegany County, Washington County, and Garrett County Mediations will be held at:

Office of Administrative Hearings-Cumberland
3 Pershing Street, Room 105
Cumberland, Maryland 21502

 

Worcester County, Wicomico County, and Somerset County Mediations will be held at:

Office of Administrative Hearings - Salisbury
District Court Multi-Service Center
201 Baptist Street, Room 3381
Salisbury, Maryland 21802

 

Cecil County Mediations will be held at:

Elkton MVA Branch Office
105 Chesapeake Blvd.
Suite A
Elkton MD 21921-6377

Postponement Request

A party may request a postponement for good cause. Requests must be in writing and received at OAH no later than 5 business days before the mediation. Include the case name and number, the original date of the mediation, the reason for the request, and any documentation that you have to show why you need a postponement.

Also include 3 dates within the next 30 days when you would be available for a rescheduled mediation and a telephone number where you can be reached Monday through Friday between 8:30 a.m. and 4:30 p.m.

Requests for postponements should be mailed to:

Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031-1301

or faxed to (410) 229-4266, with a copy mailed to each party in your case. If an emergency arises within 5 days of the mediation; you may telephone OAH's Foreclosure Mediation Unit at (410) 229-4246.